Why is it BAL-FZ? First, read and understand the building process information to know the steps and documentation needed for construction.
Lots with native vegetation, unmanaged grasslands, and ground fuels often receive a higher BAL Rating, like BAL-FZ or BAL-40. Typically, these lots are larger than a normal residential lot, but that’s not always the case. If it’s a smaller lot and the rating is unavoidable, you may need a Level 3 bushfire consultant to find a solution.
Getting a higher rating is common. We will reduce the risk by following correct procedures, siting your structures correctly, and establishing a low-threat area around your proposed structures.
Don’t clear or modify the vegetation before the site assessment to get a lower BAL Rating. Here’s why:
Should i clear or modify my vegetation now?
Clearing or modifying vegetation subject to environmental restrictions, wetland buffers, and additional LGA requirements can impact the following:
- Accurate Assessment: Assessors need the natural state of the surrounding vegetation to determine the existing vegetation types accurately. Clearing beforehand can prevent a precise BAL rating and proper bushfire risk evaluation.
- Regulatory Compliance: Clearing vegetation without approval may violate local laws and regulations. Many Local Government Authorities (LGAs) require an approved Bushfire Management Plan (BMP) or Bushfire Management Statement (BMS) before any vegetation modification.
- Legal and Environmental Consequences: Unauthorized clearing can lead to fines, penalties, and negative environmental impacts. Follow approved procedures to avoid legal issues and preserve local biodiversity. Some places may require you to revegetate if you’ve cleared outside the required area.
- Comprehensive Planning: The site assessment provides recommendations for vegetation management as part of the overall bushfire mitigation strategy. Premature clearing can disrupt these plans, potentially leading to more costly or ineffective solutions later.
So what is the correct process?
- Submit your Development Application (DA) including the site plan, BAL Report/Certificate(BAL-FZ/40) and if required a Bushfire Management Statement (BMS) to the Local Government Authority (LGA) for approval.
- Note that in some cases we will jump straight to a BMS or BMP instead of creating a BAL-FZ or 40 initial Report.
- The development (BMP or BMS) is “LGA Approved” and the process of the establishment of the Asset Protection Zone (APZ) is “Authorised” by the LGA and is to be completed before the issue of the building permit.
- APZ is to be modified as per the Bushfire Management Statement (BMS or BMP), as per the Standards for APZ’s and the Local government firebreak notice.
- This is the moment where the landowner physically conducts the mitigation works on the property to the distance and standard set out!!
- site “re-assessment” will occur and we will provide a BAL Report and Certificate to the LGA after the APZ mitigation has been completed at a determined BAL-29 or less for the issue of the building permit.
- Start the construction process.

The assessor determined the above site to be BAL-FZ on the day of the assessment, there is no current BMS or BMP approved for the lot.
To reduce the risk to BAL-29 for the primary dwelling, follow these steps: Modify the 27m Asset Protection Zone (APZ, marked in orange) to a distance from the Class 1a structure that achieves and maintains BAL-29 permanently.

The dwelling will be constructed to BAL-29, insured at that risk level and the landowners can be sure that they are 100% covered in the future.
If you need information on APZ’s see HERE!!
If you have questions about your BAL-FZ Rating and need advice on what happens next, Call Dwayne or Claire anytime to discuss.
Department of Commerce have a list of Bushfire FAQ’s that can also assist you.
